You might have encountered Otto Insurance when looking for a legitimate insurance company. Most people refrain from using it as it is not a licensed company, which makes them think Otto Insurance is a scam. They provide quotes from different insurance companies in your area.
Otto Insurance collects users’ information to connect with an insurance agent best suited to their needs. This company has partnered with regional and nationwide carriers to offer the best car insurance policies. It takes a few minutes to create an account on Otto Insurance.
You don’t have to wait long before the insurance companies contact you to offer customizing quotes. Once you access the Otto Insurance website, you can choose from 4 insurance options – Auto, Life, Home, and Pet.
Otto Insurance site asks the users to complete the questionnaires on the next page. There will be questions regarding what type of insurance you’re looking for or about yourself.
However, Otto Insurance won’t provide you with quotes from insurance companies near you without sharing your contact details. It creates security concerns for some customers who opened an account on this online platform.
Let’s find out why most people think Otto Insurance is a fraud company:
How Does the Otto Insurance Site Work?
Otto Insurance is a referral company that aims to assist automobile owners in finding the ultimate assistance they need. Upon arriving at this company’s site, you will get a “Get Started Now” button. Once you click this option, a page with a series of questions about your car and home will appear.
Provide all the required information to get the best insurance company for you. Besides, you will get an option to combine car and home insurance. Otto Insurance will show you the list of suitable companies available for you.
Click on the “Get Your Free Quote” option to send the quote request. An Otto Insurance company agent will call you and provide you with two companies to choose from.
Don’t choose any insurance company without doing proper research about them. Additionally, you must check the company’s reviews and ratings before making the ultimate decision. Select the insurance company which is licensed and offers policies at the lowest price possible.
Why is Otto Insurance Considered to be a Scam Company?
Well, there are no instances that prove Otto Insurance has scammed customers by connecting them with fraud companies. Thus, you have no or low chance of being scammed by this referral company. It doesn’t charge any subscription fee to get quotes from the leading insurance companies.
Most of the customers who claimed Otto Insurance to be a scam are because they bombard them with continuous calls. Yes! This is true that you will receive calls from different insurance companies after signing up for Otto. However, it doesn’t mean that Otto Insurance is an illegitimate company.
Now, let’s see the other reasons why people think Otto Insurance is a scam:
1. Malware or Viruses
Most scam websites contain harmful viruses or malware which can damage your system. They can make your mobile devices inaccessible. Missing and corrupted system files are a major sign of virus infection after visiting an illicit website. However, Otto Insurance doesn’t contain viruses or malware.
You can safely browse through this lead-generation site without worrying about viruses or malware infection. Moreover, Otto Insurance doesn’t bombard users’ devices with random pop-up ads or messages. So, their website is completely safe to use and reliable.
Otto Insurance requires their customers to share personal information like their name, address, phone number and email address. This company refuses to access the quotes if you don’t submit these details on their site.
Moreover, Otto Insurance’s website stores cookies to track their customer’s IP addresses. It generates concern among the users who access Otto’s site to get quotes from insurance companies.
An individual who has your IP address can monitor your online activities easily. Thus, using an alternative referral site to Otto Insurance will be a wise decision to protect your online privacy.
3. Reviews and Ratings
Reviews and ratings about a company reveal if it is legit or a scam. Thus, you must always check the lead-generation company’s customer reviews and ratings before availing of their service. So, does Otto Insurance receive good reviews and ratings?
Well, you might find plenty of great reviews on the Otto Insurance company’s online site. However, most of these reviews are submitted by the company itself. So, open Otto’s Facebook page if you want genuine reviews about this referral company.
Otto Insurance’s Facebook page reveals that it received 1 rating from most of the customers. Most of the users complained about the unwanted spam calls and emails they send daily.
Moreover, many customers ended up connecting with their insurance providers when looking for an alternative option from Otto. For most insurance companies, Otto connects to their customers with expensive quotes. Customer reviews also reveal that Otto Insurance doesn’t give customers productive quotes most of the time.
4. Refund Policy
The absence of a refund policy is another reason people think Otto Insurance is a scam website. However, this company does not directly deal with insurance policies or sell them to customers. Hence, you won’t get any refund if dissatisfied with their insurance services.
Moreover, Otto Insurance doesn’t charge any fees when creating an account or connecting to insurance companies. Since no fees are paid, customers can’t request a refund if they don’t find a suitable insurance company.
5. Customer-Friendly Site
Otto Insurance provides the best and most free insurance quotes based on your requirements and budget. Moreover, you can select any insurance company if you are dissatisfied with their recommendations. Hence, Otto Insurance’s site is user-friendly, and it is also easy to navigate.
The Otto Insurance site has a simple yet intuitive interface. Access their online site from a web browser and select the type of insurance you need. For instance, click “Auto” if you need a car insurance policy.
Enter your zip code, tap on “Check Rates”, and compare the quotes. Additionally, you can click on the call button for an instant activation. You will receive calls from reputed insurance providers like Esurance, Nationwide and Progressive.
Should You Use Otto Insurance to Get Quotes from Insurance Companies?
Many individuals refrain from using Otto Insurance since they have received too many negative reviews and ratings. Thus, you must use an Otto Insurance alternative to get free and budget-friendly insurance quotes.
It is important to mention that several Otto Insurance alternatives are available for you. You can go for Lemonade Insurance; they are a leading insurance provider.
Lemonade has also received 4-star ratings from most customers. They offer home, car, pet and life insurance at the best price. Install their mobile app, and their artificial intelligence bit will find the best insurance for you.
Alternatively, you can use Insurify if you need car insurance from a reliable company. It is a one-stop destination for comparing quotes from 20+ car insurance companies. So, compare the quotes of the Otto Insurance alternatives and choose the one best suited for your needs and budget.