Congratulations on your possession of 100 million dollars, first of all! You might not spend your money all on a lavish lifestyle and squander on meaningless investments. If you want to get the maximum ROI from your 100 million dollars, then you have to strategise your investment plans.
How to invest 100 million dollars for maximum benefits in the future? Multiple options can help you invest your $100 million. Who knows that you can turn $100 million into $1 billion in upcoming years? Let’s check out the most profitable methods to invest your 100 million dollars in 2023.
Brilliant Ways to Invest 100 Million Dollars
Investing 100 million dollars in the same sector or plan can be risky. Additionally, you should curate an investment plan because it’s not possible to invest such a huge amount of money overnight. How to invest 100 million dollars in 2023?
Start by writing down your financial goals. If it’s about your business, then determine the timeline by which you want to achieve your business goals. In addition, decide on how long you plan on holding a particular investment or when to let it go.
For instance, you might be looking for long-term investment options if you plan to invest your money after retirement. However, this also depends on your age. On the other hand, risk tolerance is another significant factor as it involves a huge amount of money.
Your risk tolerance is low if you can’t afford to lose your 100 million dollars. Let’s review great paths to invest your hard-earned money.
1. Investment in Business
Do you currently have an excellent business idea? Then, your 100 million dollars can be the aid for the business. However, investing your money in a business can be a risky decision. This is because you can lose all of them if the business becomes a flop.
Reportedly, half of the emerging businesses can collapse in the upcoming 5 years. Therefore, consult with your family, friends, and financial advisor before you decide to invest all your money in a business. Or, you can partially invest in an existing business and see how it goes before taking the ultimate chance.
2. Private Lending
This sounds quite easy when it comes to how to invest 100 million dollars. You can lend money to people who are looking for a loan. In return, you will get the capital along with the interest. In other words, you will make a profit as banks do.
Well, you might invest around 30% of your 100 million dollars in private lending and keep the interest at 9%. Additionally, you can consider private lending companies to invest your money, such as:
- Best Egg
- FreedomPlus and more
These are safer options as you don’t have to worry about paperwork, filing taxes, etc.
3. Investment in Stock Market
Do you have a profound knowledge and knack for the stock market? If yes, only then stock investment can be the right choice for you. However, stock market investment is always beneficial if you are aiming at long-term plans. How to invest 100 million dollars in the stock market?
Invest up to 50% of your possession in the following options:
- Index funds
- Additional types of securities with a brokerage account
Don’t underestimate the risks associated with the stock market. Take professional help whenever you need it, indeed.
4. Real Estate Investment
Frankly speaking, the real estate sector has countless options to give you a big return on your 100 million dollar investment. What are profitable ways to invest 100 million dollars in real estate? Right purchases of real estate properties can help you get a high return on your investment annually.
For example, you can rent your purchased properties. After a few years, you can sell them at an inflated price. Here are some available options to make a profit by investing in real estate:
- Flipping properties
- Rental houses
- Real Estate Limited Partnerships
- REITs (Real Estate Investment Trusts)
- Real Estate Mutual Funds
- Real Estate Investment Groups
5. Development of Mobile Apps
Believe it or not, mobile apps can generate the desired revenue if you follow the trend. Additionally, the mobile app has to be relevant to the market. If you are tech-savvy and want to utilise your lottery win to its highest potential, then you can build mobile apps.
However, you can consult with professionals and industry experts in the market if you want to be on the right track. Getting users of the applications, monetisation strategies through ads, in-app purchases, building social media links, etc., can be challenging if you are just a beginner.
6. Bonds Investment
How to invest 100 million dollars in the safest way? Opt for U.S. Government bonds for your 100 million dollars. In fact, you can receive a steady interest rate from your 100 million dollar investment under these government bonds.
Additionally, there’s a low risk as these bonds are secure via the U.S. Government. However, the only drawback of these types of bonds is that they offer a very low interest rate. The maximum interest rate you can get from these bonds is 3%. Well, you can invest a small portion of money in bonds if you want a safe and reliable option.
7. Investment in ETFs or Exchange Traded Funds
ETFs are interesting options if you are interested in purchasing different types of stocks rather than investing in a single company’s stock. Furthermore, this delivers you a way of minimising risk and maintaining portfolio diversification.
For example, you will face less loss if there’s a sudden drop in a specific company’s stock market price. On the other hand, you can take advantage of other companies’ growing stock market values. Hence, it’s important to understand which companies or sectors have the potential to grow in the near future so you can get the highest ROI possible.
8. Investment in Cryptocurrency
The market of cryptocurrencies is blooming right now. If you are a new-generation investor, cryptocurrencies are the ideal place to invest your 100 million dollars. In fact, you can use cryptocurrencies to purchase things. Even, Bitcoin ATMs are opening up all around the world.
Experts have also confirmed that a Bitcoin may be worth 200 thousand dollars within a few years. Well, the fun fact is that anybody can invest in cryptocurrencies. Undoubtedly, they are one of the hottest ways to invest 100 million dollars now. So, you can consider up to 30% of 100 million dollars to invest in cryptocurrencies.
An investment in gold is a traditional yet still effective way to maximise your profit from 100 million dollars. Gold is a precious and asset-worth metal. The price of this metal keeps skyrocketing.
If you think that an investment in gold can benefit you, then you can invest 10 to 15 million dollars in gold. After all, this is a lot more secure option compared to investing in the stock market because of the market turmoil.
10. Deposit Money in Savings Accounts
Well, not just in any savings account, prefer savings accounts with higher interest rates. On the other hand, savings accounts are the safest investment for a large capital. However, take care of minimum balance, deposit requirements, annual percentage rates, and withdrawal options while selecting the right savings account.
So, these were 10 ways to invest 100 million dollars that can make you more money. If you have won a lottery then don’t tell anyone but your attorney for better future planning.
You can launch a beauty or fashion brand, a drink brand, open up a restaurant, and more with 100 million dollars. However, a strong disclaimer from us is that never take the risk of investing your money in something that you hardly understand. Good luck with your future!