If you are looking for a convenient and rewarding way to manage your money, you might want to consider getting a Walmart MoneyCard. This is a prepaid debit card that you can use to shop at Walmart and other places where Visa or Mastercard are accepted. You can also access your account online or through the app, and enjoy various benefits such as cash back rewards, overdraft protection, early direct deposit, no monthly fee, and high APY on savings. In this article, we will explain how to get a Walmart MoneyCard, how to access your account, and how to troubleshoot any issues that might arise.
Benefits of a Walmart MoneyCard
A Walmart MoneyCard is more than just a debit card. It also offers you several advantages that can help you save money and manage your finances better. Here are some of the benefits of having a Walmart MoneyCard:
- Cash back rewards: You can earn up to $75 per year in cash back rewards by shopping at Walmart. You will get 3% cash back at Walmart.com and in the Walmart app, 2% cash back at Walmart fuel stations, and 1% cash back at Walmart stores. The cash back rewards will be credited to your card balance at the end of the reward year, which is 12 monthly periods in which you have paid your monthly fee or had it waived.
- Overdraft protection: You can opt-in for overdraft protection up to $200 for purchase transactions with eligible direct deposit. This means that if you donât have enough money in your card balance to cover a purchase, the bank will cover the difference and charge you a $15 fee per overdraft occurrence. You can choose from three coverage levels: $50, $100, or $200. You can also opt-out of overdraft protection at any time.
- Early direct deposit: You can get your pay up to two days before payday and your benefits up to four days before benefits day with Early Direct Deposit. This feature allows you to access your money sooner and avoid waiting for checks to clear. All you need to do is set up direct deposit with your employer or benefits provider and provide them with your cardâs routing number and account number.
- No monthly fee: You can waive your monthly fee of $5.94 when you direct deposit $500 or more in the previous monthly period. Otherwise, you will have to pay the fee every month. The fee covers the cost of maintaining your account and providing you with various features and services.
- High APY on savings: You can earn 2% interest rate on your savings up to $1,000 by opening a savings account within your Walmart MoneyCard account. The savings account is FDIC-insured and has no minimum balance requirement or fees. You can also transfer money between your card balance and your savings account anytime through the app or online.
How to Get a Walmart MoneyCard
Getting a Walmart MoneyCard is easy and fast. You can either apply online or in-store, depending on your preference. Here are the steps to follow:
- Online application: You can open an account online by visiting the official website and clicking on âOpen an accountâ. You will need to provide some personal information such as your name, address, date of birth, social security number, email address, and phone number. You will also need to create an online user ID and password. After completing the application, you will receive a confirmation email with a link to activate your card. You will also receive your personalized card by mail within 7-10 business days.
- In-store application: You can also get a starter card at any Walmart store for $1.00. You will need to pay for the card at the register and then register it online or through the app. You will need to provide the same personal information as in the online application. After registering your card, you will be able to use it right away for purchases up to $10.00. You will also receive your personalized card by mail within 7-10 business days.
How to Access Your Walmart MoneyCard Account
Once you have received and activated your card, you can access your account online or through the app. You will need to log in with your user ID and password that you created during the registration process. Here are some of the things you can do with your account:
- Log in online or through the app: You can log in to your account by visiting the official website or downloading [the app] on your smartphone or tablet. The app is available for both iOS and Android devices. You can use the app to check your balance, view transactions, manage alerts, send money, pay bills, and more.
- Access to savings account: You can also access your savings account within your Walmart MoneyCard account. You can transfer money between your card balance and your savings account anytime through the app or online. You can also view your interest earned and track your progress towards your savings goals.
- Add and send money: You can add money to your card in various ways, such as direct deposit, cash reload, mobile check deposit, bank transfer, or Walmart Rapid Reload. You can also send money to other Walmart MoneyCard holders or to anyone with a Green Dot Bank issued card through the app or online. You can send up to $2,500 per day and $5,000 per month.
Troubleshooting and Customer Support
If you encounter any problems with your Walmart MoneyCard account or login, you can try some of the following solutions:
- Recovering forgotten login information: If you forget your user ID or password, you can click on âForgot User IDâ or âForgot Passwordâ on the login page and follow the instructions to reset them. You will need to provide your card number, expiration date, CVV, and social security number.
- Contacting customer service: If you need further assistance, you can contact customer service by calling (877) 937-4098. You can also chat with a representative online or through the app by clicking on âChat with Usâ on the website or the app menu. Customer service is available 24/7.
- Common login errors: If you see an error message when trying to log in, such as âInvalid User ID or Passwordâ or âAccount Lockedâ, you can try the following steps:
- Make sure you are entering the correct user ID and password that you created during the registration process.
- Make sure you are using the same device and browser that you used to register your card.
- Make sure you have a stable internet connection and clear your browser cache and cookies.
- Make sure you are not using a VPN or proxy server that might interfere with your connection.
- If you are still unable to log in, contact customer service for help.
- Additional resources for using your Walmart MoneyCard: If you want to learn more about how to use your Walmart MoneyCard, you can visit [the blog] for tips and tricks, [the FAQs] for answers to common questions, or [the legal disclosures] for important information about fees, terms, and conditions.
Conclusion
A Walmart MoneyCard is a convenient and rewarding way to manage your money. You can use it to shop at Walmart and other places where Visa or Mastercard are accepted. You can also access your account online or through the app, and enjoy various benefits such as cash back rewards, overdraft protection, early direct deposit, no monthly fee, and high APY on savings. To get a Walmart MoneyCard, you can apply online or in-store. To access your account, you can log in online or through the app. If you have any issues with your account or login, you can contact customer service or check the troubleshooting tips. We hope this article has helped you understand how to access Walmart money in 2023.
